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Audrey Gervasi

J.D. · Seattle University School of Law

Audrey Gervasi is a career law clerk with the U.S. Bankruptcy Court for the Northern District of California. Audrey has nearly 20 years of experience analyzing bankruptcy issues for judges. She has also practiced consumer bankruptcy law, with an emphasis on the intersection of tax and bankruptcy. Audrey graduated magna cum laude from California State University Dominguez Hills, and earned her law degree magna cum laude from Seattle University School of Law in 1996.

Recent Articles
Priority Claims in Bankruptcy: Administrative Expenses and More
The highest creditor claim priority is an administrative expense. The bankruptcy trustee pays administrative expenses before other priority claims, such as domestic support obligations and some tax debts. Nonpriority unsecured claims, such as credit card balances, personal loans, medical bills, and student loans are paid last, receiving payment only if money remains. ... Read more
What Is a Hardship Discharge in Chapter 13 Bankruptcy?
One bankruptcy option many people use is Chapter 13, which reorganizes your debts with a repayment plan to get finances under control. Repayment plans span three to five years, and your bankruptcy fresh start is at risk if you miss payments. However, sometimes, people can't make their Chapter 13 plan payments due to factors beyond their control. Learn about the Chapter 13 hardship discharge requirements and find out if you qualify for a debt discharge before you complete your Chapter 13 plan. ... Read more