Consumer Protection and Consumer Purchases

Responsibilities When Belonging to a Club

Club memberships usually involve legally enforceable contracts.
Reviewed by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
Updated: May 18th, 2023
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Memberships in clubs, like athletic clubs and country clubs, typically involve legally enforceable contracts. The club provides a service or facility to you for your enjoyment, and you agree to pay for the service or use of the facility in advance.

Usually, payments are made monthly for an extended period. Ordinarily, clubs offer something you can't buy on your own, like a golf course, a pool, or a gym full of exercise equipment.



Some States Limit Provisions

State law might limit how much a club can charge you and for how long. Laws might cap dues over the life of the membership term, such as no more than $4,500 over the course of a three-year contract or agreement.

In exchange for your dues, clubs must deliver and maintain the facilities or equipment promised in the membership agreement. New health clubs and country clubs generally have a certain amount of time, like six months, to open from the date you sign an agreement with them. If the club misses the deadline, you can usually cancel your contract.

If your country club offers an indoor swimming pool at the time you sign up, it usually can't remove the pool and install an indoor driving range in that area instead. If it does, you can probably cancel your contract.

You Can Sometimes Break Agreements

You might have a short amount of time, for example, three days, to change your mind after you sign a membership contract.

Under your state's law, the club might be unable to hold you to the terms of your contract if you become disabled and can't use the equipment. But you'll probably have to prove your disability with a physician's report.

If you move out of the area, say 25 miles or more, you might be able to break your contract as well.

You Might Waive Certain Rights

Your membership agreement might include certain waivers. This is particularly true with recreational clubs, like gyms or golf clubs.

If you are injured while using the facilities, you typically waive your right to sue the club.

Automatic Membership Renewals

You might have authorized the club to debit your bank account for your dues. Some clubs will renew your membership automatically at the end of the term and make the corresponding debit to your account.

It's up to you to notify the club in advance if you don't want to renew. Otherwise, you might find yourself locked in for another membership term.

Talk to an Attorney

The law surrounding club memberships is complicated. Plus, the facts of each case are unique. This article provides a brief, general introduction to the topic.

If you want to find out if you can get out of a club membership contract or need information about your rights and responsibilities under this kind of contract, consider talking to a consumer protection attorney or contracts attorney to get detailed, specific information about your situation.

About the Author

Amy Loftsgordon Attorney · University of Denver Sturm College of Law

Amy Loftsgordon is a legal editor at Nolo, focusing on foreclosure, debt management, and personal finance. She writes for Nolo.com and Lawyers.com and has been quoted by news outlets that include U.S. News & World Report and Bankrate.

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