- Briefly tell us about your case
- Provide your contact information
- Connect with local attorneys
Common Foreclosure Questions
-
Can the Lender Foreclose on My House If I’m Current on My Payments?
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
If you breach (break) important provisions in your mortgage agreement, like failing to pay your property taxes, you might face a foreclosure. ... Read more
-
What Happens If You Default on a Second Mortgage?
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
If you can't make your second mortgage payments, the lender might foreclose or sue you. ... Read more
-
Understanding the Foreclosure Trustee’s Role: A Homeowner’s Guide
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
In some states, nonjudicial foreclosures are handled by a foreclosure trustee. ... Read more
-
What Happens to Judgment Liens During Foreclosure?
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
A foreclosure eliminates judgment liens that were recorded after the mortgage. ... Read more
-
Will I Lose My Home if I Don’t Pay the Property Taxes?
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
Can I lose my house if I don't pay taxes? Find out here. ... Read more
-
What Is Loss Mitigation?
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
Learn the meaning of “loss mitigation” in the mortgage industry. ... Read more
-
What Does a Subordination Agreement Do?
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
A "subordination agreement" often comes up when a home has a first and a second mortgage, and the borrower wants to refinance the first mortgage. ... Read more
-
Can the Bank Come After Your Assets Following a Colorado Foreclosure?
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
What to expect if you lose your home in a Colorado foreclosure, but the sale proceeds don’t pay off your mortgage debt. ... Read more
-
Can I Get Help With My Mortgage If I Lose my Job?
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
If you lose your job through no fault of your own, you might be able to get help making your mortgage payments from the government or your lender. ... Read more
-
When Will Foreclosure Start?
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
Learn how far behind you can get in your mortgage payments before foreclosure begins. ... Read more
-
Complaint, Lis Pendens, and a Summons in a Foreclosure: What's the Difference?
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
Learn about the difference between a complaint, summons, and lis pendens in a judicial foreclosure. ... Read more
-
Who's My Mortgage Servicer?
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
Here’s how you can find out who services or owns your mortgage loan. ... Read more
-
What Should I Do If My Lender Doesn't Credit Payments to My Account?
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
Your lender (or more likely the loan servicer) might make a mistake when applying your monthly payment to your loan account. ... Read more
-
What Is MERS?
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
MERS, a company the mortgage banking industry created, eliminates the need for a recorded assignment when a loan is bought and sold. ... Read more