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Major Players in a Foreclosure
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Can the Lender Foreclose on My House If I’m Current on My Payments?
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
If you breach (break) important provisions in your mortgage agreement, like failing to pay your property taxes, you might face a foreclosure. ... Read more
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Private Mortgage Insurance (PMI) vs. Mortgage Protection Insurance (MPI): What's the Difference?
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
Private mortgage insurance (PMI) protects lenders; mortgage protection insurance (MPI) is for borrowers who can’t make their mortgage payments for certain reasons. ... Read more
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What Does It Mean to Transfer Servicing of a Loan?
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
Learn what happens when your lender transfers your loan to a new servicer. ... Read more
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Can I Take Over a Mortgage If My Loved One Dies?
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
Learn about your rights if you inherit a mortgaged home or get ownership of the property through a divorce or other intra-family transfer. ... Read more
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Can I Get Help With My Mortgage If I Lose my Job?
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
If you lose your job through no fault of your own, you might be able to get help making your mortgage payments from the government or your lender. ... Read more
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Common Mortgage Servicing Error: Charging Unreasonable Fees or Excessively High Fees
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
Loan servicers sometimes charge excessive or unreasonable fees. Learn how to challenge them. ... Read more
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Canceling Your Mortgage Escrow Account
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
You might be able to cancel your mortgage escrow account and pay the property tax and homeowners’ insurance bills on your own. ... Read more
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Common Mortgage Servicer Violations: Loan Modification Errors
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
Loan servicers sometimes make major mistakes when processing modifications. ... Read more
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How to Dispute Mortgage Servicing Errors
by Amy Loftsgordon, Attorney · University of Denver Sturm College of Law
Think your servicer made an error when handling your account? Here's how to fix it. ... Read more