Insurance adjusters have several ways to put a dollar amount on your "pain and suffering" after a car accident. ... Read more
Negotiating a car accident settlement often comes down to documenting your losses and holding your ground. ... Read more
How to put together an effective demand letter--and figure out how much to ask for--as part of your car insurance claim. ... Read more
Understand how insurance adjusters operate, and get an advantage when it's time to settle your car insurance claim. ... Read more
Financial responsibility for vehicle damage depends on who caused the accident, but practically speaking, it's all about available insurance coverage. ... Read more
You're not necessarily out of luck if the driver who caused your accident doesn't have car insurance. ... Read more
Your health insurance is likely to come into play after a car accident, but ultimate financial responsibility for your medical bills usually hinges on fault for the crash. ... Read more
In a no-fault state, your own insurance pays for at least part of your car accident losses. Sometimes, you can sue the driver who caused your injuries to get more compensation. ... Read more
After a car accident, instead of filing a claim with your own insurance company, it might make sense to file a claim directly with the at-fault driver's carrier. ... Read more
You’ll probably end up paying more for auto insurance coverage, and there will be other costs and consequences, too. ... Read more
You've been in a minor crash and you don't want to report it to your insurer, but that might not be a great idea. ... Read more
Using your own coverage for claims beyond the other driver's policy limits. ... Read more
If you drive without car insurance, you can be fined or have your license suspended, but you can probably still get compensation for your losses (though that compensation may be limited). ... Read more
A demand letter is your best chance to frame your vehicle damage claim for a fair settlement. Use this sample correspondence as a guide when drafting your own letter to the at-fault driver's ... Read more
Can you use the insurance company's payment for something other than getting your car fixed? ... Read more
A total loss car is a car that can’t be repaired safely or that an adjuster decides will cost more to fix than the car is worth. ... Read more
You can—and almost always should—turn down the car insurance company's first offer to settle your car accident claim. ... Read more
Gap coverage can help you steer clear of financial risk when you're financing your car. ... Read more
Confused by your car insurance coverage options? You've come to the right place. ... Read more
When a "road rage" incident ends in a physical altercation after a car accident, drivers and others can suffer injuries, but that doesn't necessarily mean insurance will pay the medical bill ... Read more